Most engaged couples are having a hard time when they are going to buy their home. Should they purchase one before the marriage or would it be more advantageous for them if they do it after the wedding? Many couples are thinking that buying a home before they tie the knot will only give them stress but there are also people who believe that it is better if the couple have their own house already where they can live freely after the honeymoon. There are couples who decide to buy their own place simply because it gives them convenience. If you and your partner decide to get a house before the ‘big day’, make sure that you talked to each other and agree with the most important points you need to consider when you buy a house. Agreeing with each other will be very easy if you and your soon-to-be spouse have the same preferences when it comes to choosing a house. Do not get a real estate agent yet unless the both of you have already talked about the following considerations:
Discuss with your partner the specific place you want to live. Do you have the same desired location like your partner? Let us say, the two of you both work in Tempe. The best option you can do is to get a Tempe Real Estate
so it will be much more convenient for the both of you. After you considered the location, the next thing to think about is the neighborhood. Check the various Tempe Homes for sale
and see the differences of the community or the neighborhood where they belong.
You can choose at least three neighborhoods and then the two of you can make a drive around each of them so you can assess the security, traffic and regular happenings in the area that can affect your way of living.
2. Type of house
The nest thing that the two of you needs to have a consensus with is the type of property you are going to purchase. Would it be better for the two f you if you will only live in a condominium or a cooperative unit since you are only to start your life together? Or is a single-family residence a better choice so it will be easier for the two of you to start your family and raise kids.
3. Price range and budget distribution
Consult a mortgage company so you can find out how much you can afford if you a buy a house. Some couples decide to use only the income of one when making their budget for the home so it is easier to adjust when one gets unemployed, gets sick or encounter any event that will cause the loss of his or her monthly income. After you compute for the budget, talk with your partner regarding the financial contribution of each other for the house. Look at your total income and see how much percentage each of you is going to give for the house every month. Some chooses to divide the payment in half, but if one has much bigger income, maybe he or she can allocate more percentage of her income for the house.